Ostrander Insurance

Condo Owner Falls Into Gap

Dec 30, 2020 06:00AM ● By Pamela Johnson

One of our long-time clients recently started an insurance policy for a condo she owns and rents to a tenant. It was critical to know the deductible on the master policy for the complex...

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Safety Insurance Now Available at Ostrander Insurance

Nov 28, 2020 06:00AM ● By Pamela Johnson

Ostrander Insurance is excited to announce the addition of Safety Insurance Co., an outstanding insurer of cars, homes and small businesses, to its lineup of top-flight insurance carriers.

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Who Is Likely to Sue Me?

Oct 29, 2020 06:00AM ● By Pamela Johnson

Insurance clients who are under the cloud of an active lawsuit are generally worried and fearful about their future. And who can blame them?

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"Halloween 101" as Presented by Ostrander Insurance

Sep 25, 2020 06:00AM ● By Pamela Johnson

With Halloween right around the corner, Ostrander Insurance thought it would be a good idea to have some fun with a true or false quiz for our loyal readers.

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Summer Fun Meets Liability Concerns

Jul 30, 2020 06:00AM ● By Pamela Johnson

Who doesn’t love the sun and all the fun activities that summer time has to offer? With summer upon us, there are new opportunities to have fun, but potential liability hazards also lurking.

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New Car? Consider Gap Coverage and Accident Forgiveness

Jun 29, 2020 06:00AM

When you begin your auto insurance policy or purchase a new car, gap coverage and accident forgiveness are two types of coverage that might appeal to you for different reasons.

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Reduction in Driving Because of Covid-19 Leads to Auto Insurance Refunds

Jun 01, 2020 02:00PM ● By Pamela Johnson

In recognition of the up to 75% reduction in usage and claims because of Covid-19, some auto insurance companies plan to return a small portion of their clients’ premiums for April & May.

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Insurance and the COVID-19 Virus

Apr 30, 2020 06:00AM ● By Pamela Johnson

Never in our lifetime have changes in our personal and community lives been so readily apparent as they have been since the onset of this coronavirus pandemic. From our insurance agency...

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Ostrander Insurance: A Spring Midterm Insurance Quiz

Mar 30, 2020 06:00AM ● By Pamela Johnson

Test your knowledge of gap insurance, tree damage, unleashed dogs and glass claims by taking Ostrander Insurance's spring mid-term quiz .

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Who should I list on my auto policy?

Jan 30, 2020 06:00AM ● By Pamela Johnson

Ostrander Insurance is frequently asked who should be listed on an auto policy. In MA, it is required that all licensed household members or occasional operators be listed on the policy.

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In the January 2020 Print Edition

Dec 30, 2019 01:49PM ● By Pamela Johnson

Check out the first issue of 2020 for a look back at some holiday festivities as well as a look at the coming month.

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Ostrander Insurance Offers Help for Battling Surcharge Decisions

Nov 25, 2019 06:00AM ● By Pamela Johnson

One of the most valuable things we offer our clients is information they can use when filing claims. Informing our clients about the surcharge system can have a significant financial impact.

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Ghost and Ghouls Ostrander Insurance Quiz

Oct 30, 2019 03:29PM ● By Pamela Johnson

Ostrander Insurance had several spooky claims during Halloween. From cauldrons catching fire to haunted hayrides crushing pumpkins, our office was inundated with Halloween nightmares.

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Insurance Corner: The 7-Day Plate Transfer Rule

Sep 30, 2019 06:00AM ● By Pamela Johnson

Everyone seems to know something about the 7-day plate transfer rule allowed by the RMV and local police. Unfortunately, few seem to know the full legal criteria associated with it.

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Ostrander Insurance Shares Tips for a Quicker RMV Visit

Aug 01, 2019 05:20PM ● By Pamela Johnson

The RMV can conjure up images of long lines of stress or happiness for a newly licensed driver. Read tips for improving your trip to the Registry, shared by Ostrander Insurance

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Rain, Rain, Go Away, Cause a Claim Another Day

May 31, 2019 06:00AM ● By Pamela Johnson

Water-damage insurance claims can be complicated. How can rainwater from the same storm be covered for one thing but not another? Learn the reasoning behind all this "water madness."

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Bad Dog, Sophie!

Feb 28, 2019 06:00AM ● By Pamela Johnson

One-third of all homeowner liability claims in the US are attributed to dog bites. Since there are nearly 90 million dogs in the country, this equals approx. 4 million dog bites this year.

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MA Laws Relating to You and Your Auto

Jan 15, 2019 12:06PM ● By Pamela Johnson

The experts at Ostrander Insurance provide monthly tips on insurance-related issue. This Month: Massachusetts laws that relate to you and your automobile.

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Five Gifts That Ostrander Insurance Gives That Direct Writers Do NOT

Jan 15, 2019 10:34AM ● By Pamela Johnson

Local Insurance Agent Ostrander Insurance offers advice on the services they provide that direct writers do not.

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Take Ostrander Insurance's Trick or Treat Insurance Quiz

Oct 30, 2018 06:00AM ● By Pamela Johnson

Sadly, our “Halloween” clients suffered through a few claims this October. Quiz yourself as to whether their insurance policies "treated" them to coverage or not.

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Four Insurance Coverages You Should Consider

Sep 27, 2018 07:00AM ● By Pamela Johnson

The insurance experts at Ostrander Insurance recommend four coverages that you should consider adding to your home/auto insurance policy:

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Teenage Driving: Risk and Behavior

Aug 31, 2018 04:44PM ● By Pamela Johnson

Teenage drivers are eight times more likely to be involved in a crash or near crash during the first three months after getting their driver’s license.

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About Wind- and Tree-Related Damage Claims

Apr 27, 2018 06:00AM ● By Pamela Johnson

What a tough winter this ended up being for tree- and wind-related damage to our area. Many of our clients called in claims after high winds or blizzards toppled trees and branches...

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What’s the Right Coverage Amount for Your House?

Mar 29, 2018 06:00AM ● By Pamela Johnson

I’d love to have a nickel for every time a client told me we were insuring their house for more than it was worth, and most of them were probably right. The problem is that your homeowner...

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Real Claim Stories from Our Files

Mar 02, 2018 01:34PM ● By Pamela Johnson

As a local, independent insurance agency in Bellingham, we write all kinds of policies for all kinds of people. When claims occur, our clients call us to explain what happened and ask...

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Reasonable Care Is Critical in Homeowner Claims

Jan 27, 2018 06:00AM ● By Pamela Johnson

Did you know that you have an obligation to use “Reasonable Care” in protecting your home and property? Reasonable Care language in your homeowner policy can trigger a denial of coverage...

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Try Your Hand at Our Insurance Quiz

Jan 16, 2018 01:44PM ● By Pamela Johnson

Test your knowledge in the following insurance-related situations...

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How My 4-Year-Old Son Helped Give Me A Surcharge

Jan 16, 2018 01:35PM ● By Pamela Johnson

Have you seen the funny commercials and TV shows where toddlers and dogs left alone inside a car manage to shift the car’s transmission into neutral and then roll away? It happened to me...

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Santa Caused So Many Claims!

Jan 02, 2018 11:59AM ● By Pamela Johnson

Santa Claus came to town and caused a mess for our customers. Clients called because of reindeer hoof-print damage and roof damage caused by the big man’s sleigh--and even missing cookies!

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If a Tree Crashes in the Backyard…

Sep 08, 2017 11:49AM ● By Pamela Johnson

During a recent wind storm, the top of your neighbor's towering white pine tree fell over the fence into our yard. As an insurance agent I knew that as soon as it landed on our property...

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Umbrella Liability Coverage Has Limitations

Sep 08, 2017 11:25AM ● By Pamela Johnson

One of our clients recently inquired about umbrella liability coverage, wanting to know if buying one would benefit her husband and herself as it relates to coverage on their home.

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Why Some Homeowner Insurance Losses Aren’t As Bad As Others

Sep 08, 2017 11:16AM ● By Pamela Johnson

Today I had to give bad news to a very nice local couple who hoped we could save them money on their homeowner’s insurance policy, but they've filed 3 claims in 4 years...

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Five Insurance Considerations When Your Child Goes Off to College

Sep 08, 2017 11:03AM ● By Pamela Johnson

There are many things to consider when prepping a child to go off to college, but one thing you may not have considered is how/if it effects your auto insurance. Dick Ostrander offers tips.

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Avoiding the Dreaded Surcharge

Sep 05, 2017 04:23PM ● By Pamela Johnson

Recently one of my almost-aduld sons was driving to Cape Cod with a friend when he called to say that he had just gotten a speeding ticket, his first ever.

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The Insurance Deductible Dilemma

Sep 05, 2017 04:06PM ● By Pamela Johnson

A deductible represents the dollar amount that you must pay before your insurance company pays its portion of your claim. It make sense to carry a low deductible, right? But I say no.

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Should I Buy the Rental-Car Insurance?

Sep 05, 2017 03:47PM ● By Pamela Johnson

Your bags are packed, your flight's on time, your trip is right on schedule. You've seemingly planned every...detail. But should you purchase the optional auto insurance on your rental car?

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Why Your Kids Should Have Their Own Auto Policy

Sep 05, 2017 03:29PM ● By Pamela Johnson

Do you realize that, if your child has a serious accident while driving your car, the victim's lawyer will sue not only your child but you as well, as the owner of the car...?

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Condo Owner Falls Into Gap

Safety Insurance Now Available at Ostrander Insurance

Who Is Likely to Sue Me?

"Halloween 101" as Presented by Ostrander Insurance

Summer Fun Meets Liability Concerns

New Car? Consider Gap Coverage and Accident Forgiveness

Reduction in Driving Because of Covid-19 Leads to Auto Insurance Refunds

Insurance and the COVID-19 Virus

Ostrander Insurance: A Spring Midterm Insurance Quiz

Who should I list on my auto policy?

In the January 2020 Print Edition

Ostrander Insurance Offers Help for Battling Surcharge Decisions

Ghost and Ghouls Ostrander Insurance Quiz

Insurance Corner: The 7-Day Plate Transfer Rule

Ostrander Insurance Shares Tips for a Quicker RMV Visit

Rain, Rain, Go Away, Cause a Claim Another Day

Bad Dog, Sophie!

MA Laws Relating to You and Your Auto

Five Gifts That Ostrander Insurance Gives That Direct Writers Do NOT

Take Ostrander Insurance's Trick or Treat Insurance Quiz

Four Insurance Coverages You Should Consider

Teenage Driving: Risk and Behavior

About Wind- and Tree-Related Damage Claims

What’s the Right Coverage Amount for Your House?

Real Claim Stories from Our Files

Reasonable Care Is Critical in Homeowner Claims

Try Your Hand at Our Insurance Quiz

How My 4-Year-Old Son Helped Give Me A Surcharge

Santa Caused So Many Claims!

If a Tree Crashes in the Backyard…

Umbrella Liability Coverage Has Limitations

Why Some Homeowner Insurance Losses Aren’t As Bad As Others

Five Insurance Considerations When Your Child Goes Off to College

Avoiding the Dreaded Surcharge

The Insurance Deductible Dilemma

Should I Buy the Rental-Car Insurance?

Why Your Kids Should Have Their Own Auto Policy

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