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If a Tree Crashes in the Backyard…

Sep 08, 2017 ● By Pamela Johnson

During a recent wind storm, the top of your neighbor's towering white pine tree fell over the fence into our yard. As an insurance agent I knew that as soon as it landed on our property...

Umbrella Liability Coverage Has Limitations

Sep 08, 2017 ● By Pamela Johnson

One of our clients recently inquired about umbrella liability coverage, wanting to know if buying one would benefit her husband and herself as it relates to coverage on their home.

Why Some Homeowner Insurance Losses Aren’t As Bad As Others

Sep 08, 2017 ● By Pamela Johnson

Today I had to give bad news to a very nice local couple who hoped we could save them money on their homeowner’s insurance policy, but they've filed 3 claims in 4 years...

Five Insurance Considerations When Your Child Goes Off to College

Sep 08, 2017 ● By Pamela Johnson

There are many things to consider when prepping a child to go off to college, but one thing you may not have considered is how/if it effects your auto insurance. Dick Ostrander offers tips.

Avoiding the Dreaded Surcharge

Sep 05, 2017 ● By Pamela Johnson

Recently one of my almost-aduld sons was driving to Cape Cod with a friend when he called to say that he had just gotten a speeding ticket, his first ever.

The Insurance Deductible Dilemma

Sep 05, 2017 ● By Pamela Johnson

A deductible represents the dollar amount that you must pay before your insurance company pays its portion of your claim. It make sense to carry a low deductible, right? But I say no.

Should I Buy the Rental-Car Insurance?

Sep 05, 2017 ● By Pamela Johnson

Your bags are packed, your flight's on time, your trip is right on schedule. You've seemingly planned every...detail. But should you purchase the optional auto insurance on your rental car?


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